Say Goodbye to Unsecured 2nd Mortgage in Ventura

Imagine Freedom by Strip Off Unsecured 2nd Mortgage Today

Unburdening financial stress is attainable with our services at the Law Office of Susan J. Salehi. We help homeowners navigate the complex process to strip off unsecured 2nd mortgage obligations, allowing for greater financial freedom and stability. Our dedicated team understands the importance of regaining control over your financial future. Serving the Ventura area, we prioritize personalized attention and effective solutions tailored to your specific needs. Let us guide you through this transformative journey to financial clarity. Contact us today to discover how we can assist you in this important endeavor.

When is Lien Stripping Not Possible?

Lien stripping may not be possible in all situations. If your home’s value exceeds the first mortgage balance, a second mortgage may not be considered unsecured, and therefore cannot be stripped off. Additionally, if you don’t file for Chapter 13 bankruptcy or if you fail to meet the eligibility criteria, lien removal will not be an option. It’s also important to consider that not all courts approve lien stripping, depending on the circumstances of the case. A lien removal attorney can provide insight into whether lien stripping is feasible in your specific situation.

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661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

How Can I Strip Off Unsecured 2nd Mortgage In Ventura?

Finding a fresh financial start can be life-changing, especially for homeowners in need. We specialize in strategies to help our clients strip off unsecured 2nd mortgage obligations effectively. In Ventura, CA, many are surprised to learn that they can legally strip off unsecured 2nd mortgage debts as part of a bankruptcy plan. Our dedicated team guides you through the process, ensuring that you fully understand how to strip off unsecured 2nd mortgage liabilities to regain control of your finances. We know that navigating this complex situation can be overwhelming, which is why we are here to help you strip off unsecured 2nd mortgage burdens and pave the way toward a brighter financial future. Trust us to provide the support you need to restore your peace of mind with our proven methods. Embrace the opportunity to strip off unsecured 2nd mortgage debts and take a significant step toward financial stability.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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