Discover Expert Chapter 7 Bankruptcy Lawyer in Santa Barbara

Navigate Your Financial Future with a Chapter 7 Bankruptcy Lawyer

Navigating the complexities of financial distress can feel overwhelming, but we are here to provide clarity as your trusted chapter 7 bankruptcy lawyer. Our dedicated team understands the unique challenges faced by individuals in Santa Barbara, and we are committed to guiding you through each step of the bankruptcy process. With our expertise, you can regain control of your financial situation and move towards a brighter future. We prioritize your needs and will work closely with you to develop the best strategy possible. Schedule a consultation today to take the first step towards financial relief.

Understanding Debt Discharge in Chapter 7

Debt discharge is one of the most significant benefits of Chapter 7 bankruptcy, eliminating unsecured debt like credit card debt. Once your debts are discharged, creditors can no longer contact you or pursue collections. However, some debts, like student loans or child support, are not eligible for discharge. A debt discharge lawyer will help you understand which debts can be erased. Discharge is the final step, giving you a fresh financial start.

CALL NOW OR VISIT FOR A FREE,

NO-OBLIGATION CONSULTATION

Reach us at:


661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





Call Us Now

Alternatives to Chapter 7 Bankruptcy

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find a Qualified Chapter 7 Bankruptcy Lawyer in Santa Barbara?

Navigating financial challenges can be overwhelming, but having a knowledgeable guide can make all the difference. We understand how vital it is to have an experienced chapter 7 bankruptcy lawyer by your side during tough times. Serving the Santa Barbara area, our team is committed to providing you with the support you need while walking you through each step of the bankruptcy process. Choosing the right chapter 7 bankruptcy lawyer is crucial; our lawyers are dedicated to offering personalized solutions tailored to your unique situation. With our assistance, you can take back control over your financial future. If you are facing insurmountable debt, our chapter 7 bankruptcy lawyer will listen to your concerns, clarify your options, and help you on your path to a fresh start. Let us help you take that brave step towards financial recovery; relying on an experienced chapter 7 bankruptcy lawyer makes a world of difference. For trusted advice and support, contact a chapter 7 bankruptcy lawyer today.


Contact Us

LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

Schedule a Consultation
susan

FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

CONTACT US

Submit your inquiry and we'll get back to you soon.

Contact Us Form