Reliable Chapter 13 Bankruptcy Attorney in Oak View

Discover Your Path with a Trusted Chapter 13 Bankruptcy Attorney

Navigating financial hardships can be overwhelming, but our experienced team is ready to assist you. As a trusted chapter 13 bankruptcy attorney, we offer tailored solutions designed to help you regain control of your finances. Our dedicated approach ensures that you understand each step of the bankruptcy process, allowing you to make informed decisions with confidence. Whether you are facing foreclosure or overwhelming debt, we provide the support you need to move forward. Contact us today to schedule a consultation and take the first step towards financial relief.

How a Chapter 13 Repayment Plan Works

A Chapter 13 repayment plan is designed to reorganize your debts into manageable payments. Your bankruptcy attorney will work with you to create a budget that balances debt repayment with your financial capabilities. This structured plan can allow you to keep your home, prevent foreclosure, and avoid wage garnishments. In many cases, the plan extends the time for debt repayment, allowing for more manageable terms. Chapter 13 is a valuable tool for long-term debt solutions and personal asset protection.

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661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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Chapter 13 Bankruptcy vs. Debt Consolidation

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find a Chapter 13 Bankruptcy Attorney in Oak View?

Navigating financial difficulties can feel overwhelming, but we are here to guide you through the process. As a trusted chapter 13 bankruptcy attorney , our focus is on helping you rebuild your financial life while easing your worries. Offering our services to those in Oak View, CA, we specialize in understanding the nuances of chapter 13 bankruptcy to find a solution that works for you. Our dedicated team will work tirelessly to provide you with the legal representation you need during this challenging time. Every decision we make is aimed at ensuring you feel confident and informed, and that's the commitment you can expect from a diligent chapter 13 bankruptcy attorney. Let us help you explore your options and create a hopeful path forward; with our experience, you can start gaining control over your financial future today. If you are looking for a reliable chapter 13 bankruptcy attorney , contact us or visit our profiles on BBB to learn more.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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