Santa Barbara's Trusted Experienced Bankruptcy Lawyer

Navigate Your Financial Future with an Experienced Bankruptcy Lawyer Advocate

Navigating the complexities of bankruptcy requires a trusted ally by your side. As an experienced bankruptcy lawyer, we understand the pressures and stresses associated with debt relief. Our dedicated team at the Law Office of Susan J. Salehi is committed to providing tailored solutions that meet your unique financial situation. Whether you are facing foreclosure, rising debts, or overwhelming legal obligations, we are here to guide you through every step of the process. Serving the Santa Barbara area, we are ready to help you regain control of your financial future. Contact us today to discuss your options.

The Impact of Bankruptcy on Your Credit Score

One of the concerns many people have when filing for bankruptcy is how it will affect their credit score. While it’s true that bankruptcy can impact your credit, an experienced bankruptcy attorney can help mitigate the long-term damage. After filing, a skilled financial recovery attorney will help you rebuild your credit by providing strategies for future financial health. Bankruptcy offers a fresh start, and with the right guidance, you can recover and restore your financial reputation. The key is taking the right steps immediately after filing.

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661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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The Automatic Stay: Protection from Creditors

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find an Experienced Bankruptcy Lawyer in Santa Barbara?

Navigating financial challenges can be daunting, but we have just the solution you need. With an experienced bankruptcy lawyer on our team, we pride ourselves on helping residents in Santa Barbara, CA, regain control of their financial futures. Our experienced bankruptcy lawyer understands the complex legal landscape and will guide you through every step of the process. By choosing our services, you benefit from the expertise of an experienced bankruptcy lawyer who prioritizes your unique situation to develop effective strategies tailored to your needs. Trust us to deliver compassionate support while working tirelessly toward a brighter financial outlook, because with an experienced bankruptcy lawyer by your side, a fresh start is well within reach. Contact an experienced bankruptcy lawyer today to take the first step toward financial freedom.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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