Experienced Bankruptcy Lawyer in Santa Paula

Navigate Your Financial Future with a Skilled Bankruptcy Lawyer

Navigating financial challenges can be overwhelming, but our experienced team is here to help. As your trusted bankruptcy lawyer, we provide personalized guidance to help you explore your options and achieve a fresh financial start. Our comprehensive services are designed to support individuals and businesses in Santa Paula, allowing us to tailor our approach to meet your unique needs. With our expertise, you can rest assured that we will work diligently to protect your rights and interests throughout the bankruptcy process. Contact us today to schedule a consultation and take the first step toward financial relief.

Debts Eligible for Elimination in Bankruptcy

Not all debts are eligible for elimination in bankruptcy, but our bankruptcy lawyer will ensure you understand which ones are. In a Chapter 7 filing, most unsecured debts, such as credit cards, medical bills, and personal loans, can be discharged. Chapter 13, on the other hand, focuses on restructuring debt, so you may still have some obligations to pay back over time. We’ll carefully analyze your situation and explain which debts can be eliminated or restructured. Our goal is to give you clarity and a plan to tackle your debt in the most effective way.

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Reach us at:


661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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Bankruptcy and Secured Debts

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find a Bankruptcy Lawyer in Santa Paula?

Facing financial difficulties can be overwhelming, but our dedicated team is here to help you navigate those challenging times. If you find yourself burdened by debt, seeking a compassionate and knowledgeable bankruptcy lawyer is crucial. We serve Santa Paula, CA, providing personalized assistance tailored to your specific needs. With our experience, we can explain your options and help determine the best course of action for your situation. Trusting a skilled bankruptcy lawyer can make the difference in reclaiming your financial stability and moving forward with a fresh start. At our firm, we prioritize your well-being and aim to lessen the stress associated with bankruptcy. When you partner with us, you're not just hiring a bankruptcy lawyer , but gaining a supportive ally ready to advocate for your financial future. For trusted advice and support, contact a bankruptcy lawyer today or find one near you through our resources like the Better Business Bureau.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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