Ojai's Expert Chapter 13 Bankruptcy Attorney Services

Navigate Your Financial Future with a Chapter 13 Bankruptcy Attorney

Navigating the complexities of debt relief can be overwhelming, but our skilled team is here to guide you every step of the way. As a trusted chapter 13 bankruptcy attorney, we provide personalized solutions tailored to your financial situation. Our team at the Law Office of Susan J. Salehi understands the unique needs of clients in Ojai and works diligently to help you regain control of your finances. We are committed to making the bankruptcy process as smooth as possible, allowing you to focus on your future. Contact us today for a consultation and start your journey to financial freedom.

Benefits of Chapter 13 Over Chapter 7

Chapter 13 offers several advantages over Chapter 7 bankruptcy, especially for homeowners. With a Chapter 13 repayment plan, you can reorganize your debts while continuing to make monthly payments toward your mortgage. Unlike Chapter 7, where non-exempt assets may be liquidated, Chapter 13 allows you to protect more of your personal property. Your debt reorganization lawyer can help you decide which type of bankruptcy best suits your needs. The long-term benefits of Chapter 13 can help you secure financial stability while staying in your home.

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661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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How Long Does Chapter 13 Bankruptcy Last?

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find a Chapter 13 Bankruptcy Attorney in Ojai?

Finding clarity during financial turmoil can seem daunting, but we are here to help you navigate these troubled waters with expertise. Our dedicated team knows that when facing debt challenges, seeking a chapter 13 bankruptcy attorney can be your best course of action. Residents in the Ojai, CA area often rely on our compassionate legal advice, which makes a world of difference in restoring peace of mind. We focus on crafting tailored repayment plans that fit your unique situation, emphasizing the importance of working with a skilled chapter 13 bankruptcy attorney. By choosing us, you will take a significant step towards regaining control of your finances, allowing you to focus on your future, rather than past debts. In a world filled with uncertainty, partnering with a knowledgeable chapter 13 bankruptcy attorney ensures that you receive the guidance you need for a brighter financial outlook. For trusted assistance, contact a chapter 13 bankruptcy attorney or visit a chapter 13 bankruptcy attorney today.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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