Trusted Bankruptcy Lawyer in Santa Barbara

Craft a Fresh Start with Our Expert Bankruptcy Lawyer

Facing financial challenges can feel overwhelming, but securing a knowledgeable bankruptcy lawyer can make all the difference. At the Law Office of Susan J. Salehi, we understand the complexities of bankruptcy law. Serving the Santa Barbara area, we offer compassionate and reliable legal guidance tailored to your unique situation. Our team is committed to helping you navigate the process, from filing to discharge, ensuring your rights are protected at every step. Let us empower you to take control of your financial future. Contact us today for a consultation and start your journey toward financial relief.

How Bankruptcy Affects Your Credit Score

A common concern during bankruptcy is its effect on your credit score, but understanding the long-term benefits can help ease that worry. While bankruptcy will remain on your credit report, it offers the chance to eliminate high levels of debt that can otherwise keep you stuck in a cycle of poor credit. Our debt relief lawyer will help you understand how bankruptcy affects your credit and how to start rebuilding. With the right steps, your credit score can improve faster than expected, setting you on the path to financial recovery. Our firm will be by your side as you move forward and repair your financial standing.

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661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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The Cost of Filing for Bankruptcy

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find a Trusted Bankruptcy Lawyer in Santa Barbara?

Navigating financial challenges can feel overwhelming, which is why having a skilled bankruptcy lawyer by your side is crucial. In Santa Barbara, CA, we are committed to providing effective legal guidance that makes a difference in our clients' lives. As experienced bankruptcy lawyers , we understand the intricacies of the process and strive to tailor solutions to fit individual needs. Whether you are facing foreclosure, mounting debt, or other financial crises, our bankruptcy lawyer team is dedicated to helping you regain control and find a pathway to financial stability. With our compassionate approach and expertise, we turn what seems like an insurmountable crisis into a fresh start. If you’re seeking relief from overwhelming financial stress, our bankruptcy lawyer services are here to guide you every step of the way. For trusted assistance, contact a bankruptcy lawyer today.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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