Protect Your Home with Santa Barbara’s Foreclosure Defense Attorney

Your Shield Against Crisis: Trust Our Foreclosure Defense Attorney

Facing the complexities of foreclosure can be daunting, but with our dedicated team of legal experts, you don't have to navigate these challenges alone. As your trusted foreclosure defense attorney, we offer personalized strategies designed to protect your home and financial stability. Our comprehensive services in Santa Barbara include negotiations with lenders, litigation support, and guidance throughout the entire legal process. We pride ourselves on delivering compassionate and effective representation tailored to meet your needs. Reach out to us today to discuss how we can assist you in safeguarding your property and securing your future.

How to Stop Foreclosure with Legal Defense

A foreclosure defense lawyer can stop foreclosure through legal defenses such as proving the lender made errors, challenging foreclosure timelines, or negotiating a loan modification. Legal defense strategies can delay or even prevent the foreclosure process from going forward. In some cases, bankruptcy can be used as a defense to stop foreclosure. A stop foreclosure attorney will assess your unique situation and recommend the best legal defense options. The goal is always to keep you in your home and avoid the devastating consequences of foreclosure.

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Reach us at:


661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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The Costs of Foreclosure and How to Avoid Them

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find a Foreclosure Defense Attorney in Santa Barbara?

Facing a foreclosure can feel overwhelming, leaving homeowners unsure of their next steps. At our firm, we provide dedicated support as a foreclosure defense attorney , guiding clients through this difficult time with compassion and expertise. Serving the Santa Barbara, CA area, our experienced team understands the intricacies of foreclosure laws and the legal options available to you. Working with a foreclosure defense attorney from our office means that you don’t have to navigate this complex process alone. We are committed to protecting your homeowner rights and exploring every avenue to help keep you in your home. Trust us to be your advocates during these challenging moments by connecting you with a skilled foreclosure defense attorney who can tailor strategies to fit your unique situation. For reliable assistance, contact a foreclosure defense attorney today or find one near you through our trusted resources like the Better Business Bureau.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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