Trustworthy Chapter 13 Bankruptcy Attorney in Oxnard

Navigating Your Journey with a Compassionate Chapter 13 Bankruptcy Attorney

Struggling with debt can be overwhelming, but our experienced team is here to help you navigate the complexities of chapter 13 bankruptcy. As a trusted chapter 13 bankruptcy attorney, we provide tailored legal solutions designed to protect your assets and reorganize your financial obligations. Serving the Oxnard area, we understand the local regulations and can guide you through each step of the process, ensuring that you regain control of your financial future. Let us help you take this critical step towards financial stability and a fresh start. Contact us today to schedule a consultation and explore your options.

Mortgage Protection Through Chapter 13

One of the key advantages of filing for Chapter 13 bankruptcy is the mortgage protection it offers. The process allows you to create a repayment plan that includes mortgage arrears, which prevents foreclosure. A mortgage protection attorney can help you ensure that your home is secure throughout the bankruptcy process. By reorganizing your debts, you'll have the chance to catch up on missed mortgage payments. Chapter 13 provides a safety net for homeowners struggling with significant debt.

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661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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What Happens After Completing Chapter 13?

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find a Chapter 13 Bankruptcy Attorney in Oxnard?

Finding a reliable ally in difficult financial times can significantly ease your worries. We are your go-to chapter 13 bankruptcy attorney in Oxnard, CA, ready to assist you in reclaiming your financial stability. Our experienced team understands the nuances of the chapter 13 bankruptcy attorney process and will work hand in hand with you to ensure a smooth journey. Choosing our dedicated chapter 13 bankruptcy attorney means having an advocate who genuinely cares about your needs. From understanding your unique financial situation to developing tailored solutions, we prioritize your peace of mind every step of the way. With our commitment to transparency and effective communication, we strive to empower you with the knowledge necessary to navigate your bankruptcy journey confidently. Trust us as your chapter 13 bankruptcy attorney and let us help you turn the page towards a more secure financial future. For more information, contact a chapter 13 bankruptcy attorney today.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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