Expert Foreclosure Defense Attorney in Port Hueneme

Secure Your Home with a Compassionate Foreclosure Defense Attorney

Facing the complex legal challenges of foreclosure can be daunting, yet having a dedicated foreclosure defense attorney on your side can make all the difference. At the Law Office of Susan J. Salehi, we specialize in providing comprehensive legal support to clients in the Port Hueneme area who are navigating foreclosure proceedings. Our team is committed to protecting your rights and exploring every possible option to help you keep your home. With our expertise, we will strategize and work diligently to find solutions tailored to your unique situation. Reach out to us today and take the first step towards regaining your financial stability.

Can Bankruptcy Eliminate Mortgage Debt?

Bankruptcy can help homeowners reduce or eliminate some types of debts, but it does not eliminate mortgage debt entirely. However, it can provide a temporary halt to foreclosure while allowing homeowners time to catch up on payments. In Chapter 7 bankruptcy, you may not be able to keep your home if you’re behind on payments, but in Chapter 13, you can often negotiate a plan to keep your property. A bankruptcy foreclosure protection attorney can clarify whether bankruptcy is the right solution for your mortgage situation. Understanding your specific circumstances is key to protecting your home.

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661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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How to Stay in Your Home During Foreclosure Proceedings

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find the Best Foreclosure Defense Attorney in Port Hueneme?

Securing your home is more than just a financial commitment; it’s about protecting your sanctuary. If you’re facing the daunting situation of foreclosure, our experienced foreclosure defense attorney is here to help. We specialize in navigating the complexities of foreclosure cases so that you can focus on what truly matters. Our foreclosure defense attorney understands the laws specific to Port Hueneme, CA, which allows us to effectively advocate for your rights and explore all available options to keep your home. We take pride in offering personalized service because each situation requires unique attention. Let our dedicated foreclosure defense attorney stand by your side during this challenging time, ensuring you have the best chance of achieving a favorable outcome. Reach out today, and let’s work together to defend your home and future. For trusted assistance, contact a foreclosure defense attorney or find reviews of a foreclosure defense attorney in Port Hueneme, CA.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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