Ojai’s Trusted Foreclosure Defense Attorney Access

Navigate Foreclosure Challenges with Experienced Defense Attorneys at Your Side

Navigating the complexities of foreclosure can be overwhelming, but our team is here to assist you with expert guidance as a trusted foreclosure defense attorney. We understand the emotional and financial stress that comes with the threat of losing your home. Through personalized strategies tailored to your unique situation, we work diligently to protect your rights and find the best possible resolution. Our experience in the area allows us to provide unique insights that make a difference. Don't face foreclosure alone; let us be your ally in this challenging time. Contact us today to discuss your options.

The Impact of Foreclosure on Your Credit

Foreclosure can have a long-lasting impact on your credit score, making it more difficult to secure loans or credit in the future. However, bankruptcy can help protect your credit by addressing other debts and reducing the overall financial burden. A foreclosure defense lawyer can explain how bankruptcy may offer an alternative to foreclosure, allowing you to rebuild your credit over time. While bankruptcy may still affect your credit score, it is often less damaging than the long-term effects of a foreclosure. With legal assistance, you can take steps toward financial recovery and credit rebuilding.

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661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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Understanding the Foreclosure Timeline

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find a Foreclosure Defense Attorney in Ojai?

Navigating the complexities of foreclosure can be stressful, but our team is here to help. As seasoned professionals, we understand that each case is unique and we strive to provide the personalized support you need. Our foreclosure defense attorney stands ready to explore all possible options to protect your home and financial interests in the Ojai area. We firmly believe that having a knowledgeable foreclosure defense attorney can make a significant difference in your situation. Our commitment is to fight diligently on your behalf, ensuring you receive all the legal protections available. By partnering with our foreclosure defense attorney , you gain access to invaluable insights and resources tailored to your needs in Ojai, allowing you to face the process with confidence and hope. Contact a foreclosure defense attorney today or visit the foreclosure defense attorney listings to get started.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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