Your Trusted Chapter 13 Bankruptcy Attorney in Santa Barbara

Navigate Your Financial Future with Our Chapter 13 Bankruptcy Attorney

Navigating financial challenges can be overwhelming, but with the expertise of a chapter 13 bankruptcy attorney by your side, hope is within reach. At Law Office of Susan J. Salehi, we have a strong commitment to helping individuals in Santa Barbara who are seeking a path to financial recovery. Our experienced team guides clients through the complexities of bankruptcy proceedings, ensuring they fully understand their options and rights. We recognize that every situation is unique, and we tailor our approach to address your specific needs. Let us empower you to regain control of your finances. Contact us today to explore your options.

Long-Term Debt Solutions with Chapter 13

Chapter 13 provides long-term debt solutions by giving you the ability to reorganize your financial obligations. With the help of a Chapter 13 Bankruptcy Attorney, you can craft a repayment plan that works for you. The ability to extend the repayment term means you can significantly lower your monthly payments. Reorganization allows for debt elimination while ensuring that you can keep your home and personal assets. It’s a smart way to rebuild financial stability while getting back on solid footing.

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661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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Filing for Chapter 13 with High Debt

Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find the Best Chapter 13 Bankruptcy Attorney in Santa Barbara?

At our firm, we understand that navigating financial difficulties can be overwhelming, which is why our experienced team is here to help you understand your options. If you find yourself considering a fresh start, seeking guidance from a knowledgeable chapter 13 bankruptcy attorney can make all the difference in your situation. We pride ourselves on offering personalized service tailored to the unique needs of individuals in Santa Barbara, CA. As your dedicated chapter 13 bankruptcy attorney , we will walk you through every step of the process to ensure you are comfortable and informed. Our goal is to empower you with the knowledge necessary to regain financial stability, showing you that you are not alone in this journey. Trust us to be your reliable chapter 13 bankruptcy attorney and help you navigate the complexities of bankruptcy with confidence. Remember, with our support, a brighter financial future is attainable. Contact a chapter 13 bankruptcy attorney today or visit chapter 13 bankruptcy attorney resources to get started.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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