Your Trusted Chapter 13 Bankruptcy Attorney in Port Hueneme

Navigate Your Financial Future with a Chapter 13 Bankruptcy Attorney


Overcoming financial adversity is achievable with the right support, and our team is here to guide you through the nuances of chapter 13 bankruptcy. At the Law Office of Susan J. Salehi, we specialize in providing tailored solutions to help clients in Port Hueneme regain control over their finances. A chapter 13 bankruptcy attorney from our firm will work diligently to craft a personalized plan that fits your unique circumstances, ensuring you understand every step of the process. Let us help you navigate your financial journey towards a fresh start. Contact us today for a consultation.

Wage Earner's Plan Explained


The wage earner’s plan, a core component of Chapter 13 bankruptcy, allows you to repay your debts over a period of 3 to 5 years. This plan is specifically designed for individuals with regular income who want to avoid bankruptcy liquidation. A bankruptcy relief attorney will guide you in setting up a payment structure that is both realistic and manageable. Through the wage earner’s plan, you can reduce your financial burdens without losing your home or other personal assets. The plan offers a structured approach to getting back on track.

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661-631-0252


 



4900 California Ave., Tower B, 2nd Floor


Bakersfield, CA 93304





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Chapter 13 and Secured Debts


Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

Where Can I Find a Chapter 13 Bankruptcy Attorney in Port Hueneme?


Navigating financial difficulties can often feel overwhelming, but having the right guidance can make all the difference. Our team provides expert support to individuals in Port Hueneme, CA, with the skills that come from years of experience in bankruptcy law. When you choose our services, you will work closely with a dedicated chapter 13 bankruptcy attorney who understands your unique situation. We pride ourselves on our compassionate approach, helping clients regain their financial footing through effective chapter 13 bankruptcy solutions. Every chapter 13 bankruptcy attorney on our team is committed to ensuring you feel informed and empowered throughout the process. Trust us to guide you every step of the way, allowing you to move forward with confidence. With our expertise, a fresh start is just around the corner. Let our chapter 13 bankruptcy attorney help you reclaim your life and your finances today. For trusted advice and support, contact a chapter 13 bankruptcy attorney now.


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LAW OFFICES OF

Susan J. Salehi


The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION


Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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