Take Control: Strip Off Unsecured 2nd Mortgage in Ojai

Discover Freedom by Stripping Off Unsecured 2nd Mortgage Today

Navigating financial challenges can be overwhelming, but we specialize in helping you strip off unsecured 2nd mortgage burdens with ease. Our dedicated team at Law Office of Susan J. Salehi understands that each client in the Ojai area has unique needs and deserves personalized attention. We guide you through the process of removing unwanted debt, empowering you to regain control over your financial future. With our expert counsel and support, you can breathe easier knowing a brighter tomorrow awaits. Reach out to us today and take the first step towards financial freedom.

How Lien Stripping Works in Chapter 13 Bankruptcy

When you file for Chapter 13 bankruptcy, you enter a repayment plan that can last three to five years. During this period, if you meet the eligibility criteria, you can strip off an unsecured second mortgage, which is treated as a non-priority debt. Your lien removal attorney will ensure that your second mortgage is legally considered unsecured and no longer part of your obligations. The court will confirm your repayment plan, and once completed, the second mortgage will be discharged. This process can relieve you of a considerable financial burden and simplify your debt structure.

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Bakersfield, CA 93304





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Chapter 7 bankruptcy offers a direct path to IRS debt discharge for qualifying back taxes. This chapter provides an opportunity to wipe out IRS debts, as long as certain conditions are met, such as the tax return being filed on time. A tax debt attorney can help determine which taxes are eligible for discharge, making it easier to achieve tax relief. In many cases, Chapter 7 offers quick resolution of IRS debt, allowing for a fresh financial start. This solution is often ideal for those seeking bankruptcy and tax relief with limited income or assets.

How Can I Strip Off An Unsecured 2nd Mortgage In Ojai?

We understand that financial burdens can feel overwhelming, especially when financial instability hits hard. That's where we come in to help those in Ojai, CA looking to strip off unsecured 2nd mortgage debt. Our dedicated team knows the unique challenges faced by homeowners and is ready to provide effective solutions that can ease your financial stress. Clients come to us hoping to strip off unsecured 2nd mortgage complications, and we expertly guide them through the legal processes that can secure their peace of mind. With personalized strategies tailored to individual needs, our focus remains on working diligently to help you strip off unsecured 2nd mortgage liabilities. Connecting with us means taking the first step toward financial freedom, as our passionate team is committed to ensuring you can strip off unsecured 2nd mortgage burdens and focus on a brighter future. For more information and support, contact us to strip off unsecured 2nd mortgage today.


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LAW OFFICES OF

Susan J. Salehi

The Law Offices of Susan J. Salehi is committed to providing the highest level of legal advice and services to every client. I have limited my practice to helping thousands of individuals manage or eliminate their debts through Chapter 7 or 13 bankruptcies since 1992. Every client meets with me personally, and every effort is made to treat everyone with respect and dignity during very stressful times. I am always very aware that I am meeting with people who have had no other exposure to attorneys or the legal system and who rely on me to listen to them and give them straightforward advice that they can use to decide if bankruptcy is their best option. It is important to me that everyone who meets with me is given the opportunity to fully discuss their particular situation and receive advice about what the best option for them is, exactly how much it will cost, and how their case will proceed.

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FREQUENTLY ASKED QUESTION

Have a question? We've got answers. To view our full list of FAQs please visit the FAQs page.

  • Why is the Law Office of Susan J. Salehi so popular?

    Since 1992, Susan J. Salehi has been a bankruptcy attorney, helping people achieve debt relief. As a qualified bankruptcy attorney, she is an expert in Chapter 7 and Chapter 13 bankruptcies, along with other bankruptcy attorney services. If you are looking for a bankruptcy attorney, call us today for a free, no-obligation consultation with our experienced bankruptcy attorney.   

  • Will I lose any property, assets or belongings?

    Bankruptcy laws protect what you own. These are called "exemptions". Most, if not all, of your assets (including automobiles and certain amounts of equity in your home) are exempt," allowing over 99% of our clients to keep everything and lose nothing. In a typical Chapter 7 bankruptcy, filed through our office, you will lose nothing. In Chapter 13 (debt consolidation), you keep all the assets you choose because your debts are paid off or wiped out.

  • How soon can you stop calls from my creditors?

    IMMEDIATELY!  Once you retain the Law Offices of Susan J. Salehi, the law requires your creditors to deal with us and leave you alone.


  • What kinds of debts does Bankruptcy eliminate?

    A Chapter 7 bankruptcy will eliminate most all unsecured debts (credit cards, loans) but not secured debts such as your car or home, child support or alimony, payroll taxes, student loans, recent or unfiled income taxes, etc. To keep your car and home, payments must be kept current. In a Chapter 13 case, you pay all or only a portion of your debts, depending on how much disposable income you have each month and how much nonexempt property you have.

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